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Are Slab Leaks Covered By Insurance?

Are Slab Leaks Covered By Insurance?

Slab Leak
Slab Leak

Realtors like to say that there are two types of homes in the DFW area. Those that have had foundation issues and those that will. So its no wonder most Texans want to know- Are slab leaks covered by Insurance? According to the standard terminology of most homeowner’s insurance, insurance providers will “usually” cover the cost of tearing out and replacing the slab, but they will not extend that coverage to the plumbing repairs itself. However, everyone’s policies are different, especially in the State of Texas, where slab leaks are very common. It is best to ask your insurance agent for your particular policy coverages.

The ever so dreaded slab leaks in homes around North Texas are generally a result of the shifting or settling of a foundation due to the movement of our soil. We have a ratio of heavy amounts of clay in our soil which can expand and contract to a great degree during the weather extremes that are found in our area. It’s not uncommon for our weather to switch on an hour to hour basis. Our winters can have some very cold days, while the summers are essentially burning our flesh off. When you intertwine that with periods of heavy humidity and downpours and total lack of precipitation, you have a recipe for the expansion and contraction of the clay. This expansion and contraction can cause tilt and movement in the foundation. Since the majority of plumbing is run through the foundation, this movement will cause cracking and breaking of the PVC pipes that are running through that same foundation. That’s where a slab leak occurs and can have a devastating effect on your home.

Is a Slab Leak Dangerous?

While slab leaks are not necessarily dangerous perse, if not treated in a fast and proficient manner, they can cause a dangerous amount of damage to your home. What may first begin as a small crack, will inevitably deepen and grow bigger. There are two different areas of concern that need to be addressed: the plumbing itself, and the foundation of the home. The plumbing pipes may need to be rerouted, which is a serious undertaking. At the very least they will need to be repaired, if possible. Once the plumbing has been addressed, you will need to call out a foundation company so your home can be surveyed and repaired.

What are the Signs Of A Slab Leak?

  • Damp carpet or flooring that is starting to warp.
  • Suddenly higher monthly water bills.
  • Your water heater is consistently running.
  • Mold or Mildew Growth
  • Water pooling in unexpected areas of the home.
  • Water pressure decrease.
  • Hot spots on the floor. If there is an area of your floor that is consistently hot, it’s important for you to start investigating whether it is due to a pipe leak.

If you notice signs of a slab leak in your home, contact the professionals at Augerpros Plumbing, a Highly Rated North Dallas company well versed in Slab Leak Services. Get an Estimate with a professional trained in slab leak repair by calling 214-206-6580. We can help you get your pipes back in working condition super quick!